If you are in need of cash quickly, here are the eight best short-term loans you can get. These options are offered by a variety of sources. These include local banks and credit unions. Some credit unions are more welcoming to current account holders. Charitable organizations often provide loans for people in need. A 211 service can also match you up with resources and options. In this article, we’ll take a closer look at these options.

Fast Title Loans

As a broker specializing in the loan business, FastTtileLoans has always devoted itself to meeting multiple needs of borrowing money. It has made every effort to understand borrowers’ requirements well. FasTitleLoans collaborates with lots of trustworthy lenders who provide affordable loans such as short term loans, payday loans, title loans, etc. 

To know more about loans, you can visit the website FastTitleLoans and make the best decision for your financial needs.


The best thing about ZippyLoan is its ability to match you with lenders that are willing to give you money in as little as five minutes. During the application process, you will need to provide some basic personal information. This includes your name, email, phone number, primary source of income, and your home address. You will also be asked to provide your Social Security number and driver’s license number.

When applying for a Zippyloan, you can submit the application form online and be matched with lenders in your area. You can e-sign the loan agreement and receive the funds in your bank account the next day. Since loan rates differ significantly from lender to lender, it’s important to request quotes from three or more lenders to get the best deal. Personal banks may also be a good option.


For the best interest of your credit score, do not apply for an Avant short-term loan unless you absolutely need to. Although this type of loan may be available online, you should keep in mind that a hard credit inquiry will negatively impact your credit score. Fortunately, Avant is an accredited company by the Better Business Bureau, a nonprofit organization focused on consumer protection. This means that Avant will report your payment to all three national credit reporting agencies.

When applying for an Avant loan, you must check their eligibility criteria online first. They have a minimum income requirement of $800. If your credit score is less than 600, you should consider applying for a loan with a more affordable lender instead. Both loan providers will check your credit score before approving or denying you. You can also choose which type of loan you apply for, based on your income and credit score.

PNC Bank

You can get up to $1,000 through a PNC personal loan. You can apply online, over the phone, or at one of the many branches of PNC. You will need to provide identifying information such as your full name, date of birth, and Social Security number. You can also choose between a prepaid and a revolving credit line. Once approved, funds will be disbursed within one to two business days.

While there are certain qualifications for PNC personal loans, these are typically lower than other lenders. You should have a FICO(r) credit score of at least 660 to qualify. Also, you should make sure to use your ZIP code when applying, as different locations have different minimum borrowing amounts and APR discounts. In addition, if you have a co-applicant, you may improve your chances of being approved and qualify for a lower interest rate.


Upstart short-term loans for urgent needs are meant for individuals with a good credit score. This means that you don’t have to have a perfect score in order to qualify. Your credit score is determined by various factors, including your income and debt-to-income ratio. You can also apply for a loan if you have poor credit, but be aware that you will most likely receive a higher rate if you have poor credit.

You can apply for an Upstart personal loan with a credit score of at least 600, which is in the “fair” range. If your credit score is below 600, you may still be eligible, but the lender will closely review your credit report. If you’ve filed for bankruptcy in the past year, have a delinquent account, have six or more hard inquiries on your credit report, or have other negative marks on your credit history, you’re unlikely to be approved. In general, the lower your credit score, the higher the interest rate you’ll be charged for the loan.

Marcus by Goldman Sachs

One of the best features of Marcus by Goldman Sachs is the “on-time payment reward”. After making 12 consecutive payments, the company will let you skip one month of payments. The missed payment will add to your loan balance and continue to accrue interest. But if you are able to make all 12 payments on time, you can skip one month and pay off the loan in full.

The low APR of Marcus by Goldman Sachs is another plus point. Since the screening is virtual, there are fewer loan underwriting expenses and faster turnaround. Marcus can have the funds in your bank account as quickly as three days. The minimum APR is only 6.99%. This loan is available only to people with excellent credit. There is no cosigner requirement, and Marcus does not charge any origination fees.


SoFi is a short-term loan provider that considers alternative credit data. The company also offers competitive personal loan interest rates and a variety of services, including unemployment protection and online community and learning resources. SoFi loans are designed to meet your immediate needs, and you can stop payments if your life changes drastically. You can also benefit from free tools, financial advice, and career coaching. However, be aware that SoFi loans do have strict income and credit requirements. Those with poor credit may want to consider another lender with a lower interest rate and same-day funding.

Before taking out a SoFi loan, determine how much you need to borrow and how long you’ll need the money for. The longer the loan term, the lower your monthly payments will be, but you’ll end up paying more in interest over the life of the loan. Make sure to compare rates from several lenders before signing on the dotted line. And remember: SoFi has a minimum loan amount of $5,000.

By Manali